Nirdhan Utthan Laghubitta Bittiya Sanstha

Nirdhan Utthan is a pioneer microfinance institution involved in extending financial services to low income group in Nepal. 

Energy Loan

This loan is used for manufacturing bio gas, Solar plant As well as Inverter purees. NULBSL offers this loan to those clients who have livestock and have utilized General loan with good repayment performance. The loan can be given with collateral and without collateral.

S.No.Loan ProposeMaximum Loan Size Rs.Loan TermAnnual Interest Rate DecliningRepayment Frequency
01.Gobar GasUpto 40,000Upto 2 Years15% per annumMonthly
02.SolarUpto 40,000Upto 2 Years15% per annumMonthly
03.Improving Cooking StoveUpto 40,000Upto 2 Years15% per annumMonthly
04.PanighattaUpto 40,000Upto 2 Years15% per annumMonthly
05.Solar Lamp/Generator / MotorUpto 40,000Upto 2 Years15% per annumMonthly
06.Energy Loan (Collateral Base)Upto 60,0002-5 Years15% per annumMonthly

NULBSL at a Glance, As of Mar 13, 2024

Total Loan Disbursed (NPR) 230.53 Billion
Number of Branch Office 185
Loan Outstanding (NPR) 25.99 Billion
Number of Centers 22,730
Number of Active Clients 400,265
Number of Regional Office 10
Saving & Deposit (NPR) 19.49 Billion
Total Staff 1,135
Working Districts 77
Local Bodies Outreach 552
Number of Loan Clients 193,715
Currency Conversion USD 1=NPR 132.44
Number of Female Staffs 504